retirement rule is increasing shortfall in Social Security

The formula called 85/95, published a year ago by Dilma is worsening the situation of the accounts of Social Security.
05/07/2016 09h01 - Updated 5/07/2016 09h01
Photo: reproduction

Amid the debate between the government Michel Temer to toughen the rules of retirement, the so-called formula 85/95 – published a year ago by President Dilma Rousseff away – It is worsening the situation of the accounts of Social Security, already in critical condition.

Since it was set up, the new model ensured an average monthly payment of R $ 2.798,38 the beneficiaries.

Disbursement is 52% higher than the amount paid to those who have opted for the traditional formula, the Social Security factor, R $ 1.840,53.

Data from the National Social Security Institute (INSS) show that, in a year, Social Security spends, average, R$ 11,5 thousand more with each person who chose the model 85/95, compared to those who choose the security factor.

same meaning, at least in the short term, increased spending on benefits, to formula 85/95 is among the alternatives studied by Temer government for Social Security reform. It is one of the proposals of the trade unions.

Last year, Congress approved the creation of the model 85/95 permanently. To retire, men need to achieve 95 points in the sum of age and time of contribution. For women, the sum should total 85 points.

Arguing that the government accounts would be heavily impacted, Rousseff vetoed the text and presented an alternative proposal with the same formula, but providing for a progressive increase in this score required for retirement.

When passing by Congress, the progression was relaxed and it was decided that the sum will increase gradually from 2019, until 90/100 in 2027, and not 2022 as I had proposed the government.

Since the alternative model was adopted, pensions by the factor are still the most awards – 130 thousand to 93 thousand by the formula 85/95.

Even so, spending on the payment of new concessions by format 85/95, between July 2015 and May this year, nearly R $ 1,3 billion, exceeded R $ 156 million which was paid in the same period to new retirements with factor.

Middle Ages

“This government does not have a position on the 85/95”, said a source in the Presidential Palace participating in the negotiations. The expectation is that an answer be given soon.

The understanding between the trade unionists is that the formula meets one of the government's objectives to reform, that is to raise the average age of people who retire.

On the higher values ​​of payments 85/95, the president of the Brazilian Institute of Social Security Law (IBDP), Jane Berwanger, He argued that the increase was influenced by the cases of people who were waiting to lose less money from the Social Security factor and saw the new formula an opportunity to make gains. “There was a pent-up expectation”, said.

according to her, hardly the factor is advantageous to the worker. “A woman with 30 years of contribution and 55 years old, for example, He had lost 30% with the Social Security factor. Matching the rule 85/95, it ceases to lose this value”, said.

Jane also pointed out that there was a repressed demand for retirement, since INSS spent four months on strike in 2015, which may have affected the numbers.

In the opposite direction, government officials remember that there are people who could retire by the security factor, but they are still waiting to fit in 85/95.

this movement, they say, It is permanent. It is possible that the adoption of 85/95 does not imply an increase in the number of people retiring. The cost, However, will be bigger.


*** If you are in favor of a totally free and impartial press, collaborate enjoying our page on Facebook and visiting often the AM POST.

Contact Terms of use