Government of Amazonas releases "Solidarity Credit" for low-income familiesO objetivo do programa é possibilitar o acesso ao crédito de forma desburocratizada para pessoas em situação de exclusão social.
Credit Outreach program, Amazonas Government released on Thursday, day 08 of September, R$ 238,8 thousand to fund small businesses among low-income people. Developed in partnership with the Social Promotion Fund (FPS) and the Agency of Amazonas Government Development (Afeam), the program held, only at this stage, 121 loans benefiting, mainly, families of the north and east zones of Manaus.
According to AFEAM, this is the third action of the Solidary Credit program this year, which has benefited approximately 400 families in the capital, with more than R $ 800 thousand in credits, a total of R $ 1 million that are available until December. The great advantage of the program is that the loan has no interest rate.
The Solidary Credit Program aims to provide access to credit unbureaucratically to people in social exclusion in the productive economic context, proposing to improve the quality of life with the inclusion in the market for self-sustainability. The selected proposals are from trials made in neighborhoods by FPS, with shares mainly in Social Centers Family. Identified families, FPS teams go to the house and visit the business to see if they are within the criteria set by the credit line.
The FPS acts as program manager agency, which has resources from Support Micro and Small Enterprises and Amazonas State Social Development Fund (FMPES). The program initially covers the state capital. You can get credit, larger individuals of 18 years, people in social exclusion in the economic context, unemployed or underemployed.
Interest-free loan - Unlike other credit lines available on the market, Credit Solidary not charge interest rate. however, the maximum loan limit is $ 2 one thousand. "Has, actually, a very big difference. first he (the beneficiary) It has a ceiling of R $ 2 thousand to start an activity. From the second time, when he pay the first loan, You can get another line of credit in AFEAM, if the People's Bank, whose limit is up to R $ 15 thousand and interest 3% per year, the lowest of the market ", explains the coordinator of FMPES, Pedro Gomes.
Still he said, financially it can be done both for working capital and for the machine purchase. It can also be mixed, but the maximum value is the same: R$ 2 one thousand.
The appeal came at a good time for autonomous Erisneide Castro, 43 years, having a barbecue banquinha, in the neighborhood Monte Pascoal, North Zone. "I will invest in equipment and improve the business to make more money and increase the income of our family", said.
Another who was excited was the cook Geraldo dos Santos, 58 years, resident of Residencial Mestre Chico, area on, you want to use the loan released to buy equipment and build your own kitchen. "I will work in my area of activity, open a regional flavor of cooking in the case and deliver the house lunchbox at home ", revealed.