13/07/2015 10h34 - Actualizado 13/07/2015 10h34

Governo federal edita MP que aumenta o limite de empréstimo consignado

A MP foi publicada no Diário Oficial da União e sobe de 30% para 35% o limite.
foto: reproducción
foto: reproducción

O governo federal editou a Medida Provisória 681 para ampliar de 30% para 35% o limite de desconto em folha, o chamado crédito consignado, para pagamentos de empréstimos, financiamentos, cartão de crédito e operações de arredamento mercantil autorizados por empregados regidos pela Consolidação das Leis do Trabalho (CLT), por aposentados e pensionistas do INSS e por servidores públicos.

A medida, antecipada pelo Broadcast, serviço de notícias em tempo real da Agência Estado, en viernes, determina que 5% desse limite será destinado exclusivamente para bancar despesas contraídas por meio de cartão de crédito.

Publicada no Diário Oficial da União desta segunda-feira, 13, a MP ainda permite que o desconto incida sobre verbas rescisórias devidas pelo empregador, se assim estiver previsto no contrato firmado com a instituição financeira.

Cita também que o empregador poderá firmar com instituições consignatáriascom a anuência da entidade sindical representativa da maioria dos empregados e sem ônus para estesacordo que defina condições gerais e demais critérios a serem observados nessas operações. Sindicatos também poderão firmar com os bancos acordo sobre condições gerais dos empréstimos.

A edição da MP é um aceno do governo ao Congresso, que – em outra MP, vetada em maio pela presidente Dilma Roussefftentava alterar esse limite de 30% para 40%.

A iniciativa faz parte das negociações da equipe econômica e do vice-presidente da República, Michel Temer, para aprovação do ajuste fiscal.

fuente: Exame.com

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