05/07/2016 11h34 - Actualizado 5/07/2016 11h34

Más que 60% Los brasileños no se preparan para la jubilación

A maioria conta apenas com o benefício do Instituto Nacional do Seguro Social (INSS).
foto: reproducción
foto: reproducción

Más de la mitad de la vida económicamente activa de Brasil no prepararse para la jubilación, con sólo el beneficio del Instituto Nacional de Seguridad Social (INSS) cuando deje de funcionar. Revela que la encuesta dio a conocer hoy (5) la oficina de crédito (SPC) Brasil.

El estudio indica que las 74,1% los trabajadores contribuyen de alguna manera al INSS, ya sea por cuenta propia o por cuenta propia, pero, con exclusión de las pensiones públicas, seis a diez encuestados dijeron que no hacen ningún tipo de inversión destinado a la jubilación.

Para el economista jefe de SPC, Marcela Kawaut, la investigación confirma la impresión de que ya en curso entre los expertos: Los brasileños no previenen contra la reducción de los ingresos que dejará de funcionar cuando necesitan. "Y cuanto más viejo, más caros los planes de salud y la mayor probabilidad de tener problemas de salud que requieren remedios caros ", alerta.

Además de los beneficios del INSS tienen un valor muy bajo en relación a la renta activa, economista hace hincapié en que la jubilación pública puede llegar a ser aún más restringida con los cambios en la Seguridad Social hoy discutidos por el gobierno. Por esa razón, se recomienda algún tipo de aplicación que puede proporcionar un suplemento financiera en el futuro.

características que faltan

Más de información errónea, sin embargo, el estudio muestra que la falta de recursos es la principal razón para el brasileño no se preparó para la jubilación en consonancia con su condición de vida actual.

"Desafortunadamente, No hago nada porque no sobra el dinero ", Borges dijo Cintia, terapeuta del masaje de 45 años que vive en Brasilia, Tiene un contrato formal con dos hijos. "Me gustaría mucho, porque no se puede confiar en el INSS. Por eso, o que pasa por mi cabeza esta idea de retirarse, dejar de trabajar ".

Es lo que piensan 38,8% de los encuestados, que dijeron que ellos imaginan una caída en el nivel de vida si se jubilan. otro 13,3% Consideran que nunca pueden dejar de funcionar.

De los encuestados que respondieron hacer algún tipo de reserva, Además de la INSS, para aumentar los ingresos en la jubilación, 19,2% Dijeron que poner dinero en ahorros. solamente 6,2% personas reveladas contribuyen a un plan privado de pensiones, mi 6,1% respondieron invertir en bienes raíces. El importe medio de esta reserva es de R $ 258,00 por mes.

fuente: Agencia Brasil

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